tag:blogger.com,1999:blog-54018111657724643082024-02-19T15:10:50.457+05:30Loans & FinanceLOAN, LOANS, FINANCE, HIGH VALUE LOANS, BANKS, INDIAN BANKS, PROJECT FINANCE, BUSINESS LOANS, HOME LOANS, LOANS UPTO 1000 CRORES.Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.comBlogger22125tag:blogger.com,1999:blog-5401811165772464308.post-47626769922756066172017-04-26T15:09:00.001+05:302017-04-26T15:09:05.306+05:30Loan against Farm Houses upto Rs.100.00 crores.<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJzQaZTYzQHZgkPuLANZoBaWkTDChM_HHtAJHmZLBQR4r5FKbegEY7yIHtinn6tLXbskJPpVbtyXhl5WtzkBsFXP4a6MXyIOO7t7S-yv7Q1-5idEQwMNbmUDq4f9TpCps3dGrXEM-81K78/s1600/farm-house.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJzQaZTYzQHZgkPuLANZoBaWkTDChM_HHtAJHmZLBQR4r5FKbegEY7yIHtinn6tLXbskJPpVbtyXhl5WtzkBsFXP4a6MXyIOO7t7S-yv7Q1-5idEQwMNbmUDq4f9TpCps3dGrXEM-81K78/s1600/farm-house.jpg" /></a></div>
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<span style="color: #cc0000;">Loans against Farm Houses:-</span> <a href="http://www.moneimatters.com/" target="_blank">Monei matters</a> has introduce its new loan product of Loan against Farm Houses. Normally banks and financial institution treated farm houses as an agriculture property and refused huge loans against them. But <a href="http://www.moneimatters.com/" target="_blank">Monei Matters</a> is providing its simplest loan product against farm house. Upto 100% of Farm house value is loan available on a very competitive rates of interest. It may your working capital need, Business needs, Project finance or any other need, <a href="http://www.moneimatters.com/" target="_blank">Monei Matters</a> can fulfil your dream of Loans against farm House. To get a loan against your Farm house you must have a clear title of ownership proof and title deeds in your favour. Loan is available upto Rs. 100.00 crores against mortgage of farm houses. Quick Process, Door step services. And many more....</div>
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For more details please call - 9313803227 / 9711993227</div>
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Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com4tag:blogger.com,1999:blog-5401811165772464308.post-40352167216561876722017-01-23T17:52:00.001+05:302017-01-23T17:52:02.580+05:30Loans by Monei Matters 2<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/muW0C0DpCfA" width="480"></iframe>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-6545430452350235882016-10-19T13:33:00.002+05:302016-10-19T13:39:34.984+05:30Qualifying for a mortgage: The road towards your new home<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsR9WjzaRcuZ8nxhTqWV06jgL-Vnvu2W_e6xSJp312NwFW8Xv7_nQnz1oqvPNLpJeBDU2c5v5b1nSmtGyYWW9BH66fZ2HtZmhVU8R420EqugEFUujLTBLO804MUc4na-vh8FDNSRdDLipU/s1600/4.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsR9WjzaRcuZ8nxhTqWV06jgL-Vnvu2W_e6xSJp312NwFW8Xv7_nQnz1oqvPNLpJeBDU2c5v5b1nSmtGyYWW9BH66fZ2HtZmhVU8R420EqugEFUujLTBLO804MUc4na-vh8FDNSRdDLipU/s1600/4.jpg" /></a></div>
Qualifying for a mortgage: The road towards your new home</h1>
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Written By: Pradeep Gupta</div>
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When looking to buy a house with a loan, you need to ask whether you qualify for a mortgage. Indian mortgage lenders base their decisions on a variety of criteria before they approve or reject an application.</div>
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The secret in qualifying for a mortgage is to know what lenders want from their applicants. The best strategy is to be prepared before you set up an appointment with a mortgage lender. Thus, it wouldn't hurt to do a little research about mortgages. The more you know, the more likely it is you will qualify for a mortgage.</div>
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First, what is a mortgage? It is long-term loan granted by a lender, usually a bank or a private financial company, which allows you to purchase a property without paying for the full price of the property all at once.</div>
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For Indian mortgages, the usual length of time is 20 years, and the applicant could modify the length of time that they want for their mortgage to be paid. Choosing the right kind of mortgage for you can give you a lot of benefits.</div>
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First, it gives you enough leverage in the future. Second, it is more affordable and attainable, compared to buying a home instantly. Third, a regularly paid mortgage can give you very good credit ratings. This can greatly help you get approved for other kinds of loans like financing a car.</div>
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The next step is knowing what it takes in order to qualify for a mortgage. What is the secret behind a successful application? Here are some helpful tips from people who have passed their mortgage applications with flying colors:</div>
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<li><strong>Be ready for the down payment.</strong> In a conventional Indian mortgage, the usual down payment is 20-30 percent. If you have what they are looking for, however, mortgage lenders can ask for as little as five percent for residents and 10 percent for non-residents. That is very low and affordable. So be sure that you have enough money to cover the down payment.</li>
<li><strong>Know your monthly expenses.</strong> When applying for a mortgage, it is imperative for you to determine if your monthly earnings can cover your monthly mortgage payment. Knowing how much your monthly expenses are can help you see if you can afford your mortgage. According to the India Mortgage and Housing Corporation, the ideal scenario is when the housing costs (which includes your monthly mortgage payment plus interest, and plus your taxes and maintenance expenses) is less than 32 percent of your monthly income.</li>
<li><b>Have a clean credit record. </b>Indian mortgage lenders are very particular with an applicant's credit standing. If you have existing loans or credit, they usually require that your debt load be 30 percent less than what you earn. If you do not have a credit line that you can show them, try applying for a credit card or car loan first. Pay it regularly so that they will see that you are a good borrower.</li>
<li><strong>Make sure that your documents are ready. </strong>Mortgage lenders will usually require several documents which will help them decide if you are qualified for a mortgage or not. Make sure that on your appointment with the lenders, you have a complete set of documents with you. You will usually need proof of income, valid identification, employment certificates and other bank or financial records like other loans and credit card debts.</li>
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By following these tips, you can be sure that you will qualify for the best mortgage option, which suits your needs. By following these simple yet effective tips, you are increasing your chances of qualifying for mortgage here in India.</div>
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Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0B Block, 9, Ramprastha, Uttar Pradesh 206242, India26.7584533 79.240885826.744275299999998 79.220715800000008 26.7726313 79.2610558tag:blogger.com,1999:blog-5401811165772464308.post-76584998671362975582016-06-20T19:51:00.004+05:302016-06-20T20:09:20.202+05:30Finance to NPA Accounts, Restructure trade financing.<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMpz-GmJMFWJ9jRrR5N657nkokjaY-6K7blWerogDYccOPflRTr0gaqqc4WomYtXFkVXnIs5yB2r54rZOINW7s4UACp81LnZpu3aOA6fRFDB0pkzcJrQhWvfVCI0Igpz4fs58RCl7BJTD8/s1600/NPA.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img alt="NPA Restructure" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMpz-GmJMFWJ9jRrR5N657nkokjaY-6K7blWerogDYccOPflRTr0gaqqc4WomYtXFkVXnIs5yB2r54rZOINW7s4UACp81LnZpu3aOA6fRFDB0pkzcJrQhWvfVCI0Igpz4fs58RCl7BJTD8/s1600/NPA.jpg" title="Loans to NPA Accounts" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Finance to NPA Accounts.</td></tr>
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<span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><b><u><span style="color: #674ea7;">NPA Solutions:</span></u></b> If you have any NPA account of youself, your clients or others, than we <a href="http://www.moneimatters.com/" target="_blank">Monei Matters</a> has a solution for you to get more <a href="http://www.moneimatters.com/" target="_blank">money</a> to settle your existing NPA accounts with existing bankers with additional loan to you to re-start your business. In India, there are many loan consultants , debt syndicators who can arrange money when your bank position is well but no one can help you on getting a stamp of NPA on your business. Even your existing bankers may also refuse your requests for restructing or your demand for additional funds on getting financial stress in your company.</span></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><br /></span></span></div>
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<span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;">But now <a href="http://www.moneimatters.com/" target="_blank">Monei Matters</a> has a unique idea to resolve your problem for NPA accounts. </span></span></div>
<span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><br /></span></span>
<span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;">For quicker responce, please send a email to us on <a href="mailto:info@moneimatters.com">info@moneimatters.com</a> or SMS <span style="font-family: "georgia" , "times new roman" , serif;">-</span> "<i><b><span style="font-size: large;">NPA</span></b></i>" at <span style="font-size: large;">9711993227 / 9911113227.</span></span></span><br />
<span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><br /></span></span>
<span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><a href="http://www.moneimatters.com/" target="_blank">Monei Matters</a> yours business Partner since 2006.</span></span></div>
Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com1tag:blogger.com,1999:blog-5401811165772464308.post-1115461868575696222016-05-28T15:19:00.002+05:302016-05-28T15:22:33.867+05:30Loans :Tips to Get Approved for a Home Mortgage Loan<div dir="ltr" style="text-align: left;" trbidi="on">
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<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">Some people
don’t know the first thing about getting a mortgage loan. They hear reports of
dropping interest rates and lower home prices and hastily decide to jump into
home ownership. But the process of getting a home loan differs from <a href="http://www.moneimatters.com/" target="_blank"><span style="color: #0063cf;">getting a car loan</span></a> or <a href="http://www.moneimatters.com/" target="_blank"><span style="color: #0063cf;">renting an apartment</span></a>, and applicants who don’t
recognize these key differences are often disappointed when a lender denies
their mortgage loan application.</span></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">Educating
yourself is key, and there are a number of ways to avoid this heartache and
disappointment when applying for a mortgage loan.</span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjlunrlagwRXAeUGunuXXuHLVGSSgi4K2Q7HusnudSzbx7MkJoAfNqWHs8I7iG78DWQ5w61bvASnjq9CiohGO0SLeMwoGs6oU0ceNkmOOVoHwiBg22RmRMAsrASY_M9yDxEtNp1RzBe1ykD/s1600/Home+Loans1.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Finance" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjlunrlagwRXAeUGunuXXuHLVGSSgi4K2Q7HusnudSzbx7MkJoAfNqWHs8I7iG78DWQ5w61bvASnjq9CiohGO0SLeMwoGs6oU0ceNkmOOVoHwiBg22RmRMAsrASY_M9yDxEtNp1RzBe1ykD/s1600/Home+Loans1.jpg" title="Home Loans" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><u><b><a href="http://www.moneimatters.com/">Home Loans : Monei Matters</a></b></u></td></tr>
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<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;"><br /></span></div>
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<b><span lang="EN-US" style="color: #26742e; font-family: "source sans pro"; font-size: 21.0pt;">Getting Your Mortgage Loan Approved</span></b></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">Buying a house
is already stressful, and being ill-prepared heightens the anxiety. Why put
yourself through this? Learn how to think like a lender and educate yourself on
the best ways to get your mortgage loan approved:</span></div>
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<div style="line-height: normal; margin: 0cm 0cm 12pt; text-align: justify;">
<b><span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 15.0pt;">1. Know Your Credit Score</span></b></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">It literally
takes a few minutes to pull your <a href="http://www.cibil.com/"><span style="color: #0063cf;">credit report</span></a> and order your credit score. But
surprisingly, some future home buyers never review their scores and credit
history before submitting a home loan application, assuming that their scores
are high enough to qualify. And many never consider the possibility of <span style="color: black;">identity theft</span>. However, a low credit score
and credit fraud can stop a mortgage application dead in its tracks.</span></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">Credit scores
and credit activity have a major impact on mortgage approvals. According to the
<a href="http://www.homeloanlearningcenter.com/MortgageBasics/QualifyingforaMortgage.htm" target="_blank"><span style="color: #3d85c6;">MONEI</span></a><span style="color: #3d85c6;"> <u>MATTERS</u></span>,
a large percentage of lenders require a minimum credit score of 680 (620 for
FHA mortgage loans) – and if your score falls below 680, lenders can deny your
request for a conventional mortgage loan.</span></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">In addition to
higher credit score requirements, several missed payments, frequent lateness,
and other derogatory credit information can stop mortgage approvals. Pay your
bills on time, lower your debts, and stay on top of your credit
report. Cleaning up your credit history beforehand and <span style="color: black;">fixing errors on your credit report</span> are key
to keeping up a <span style="color: black;">good credit score</span>.</span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-ZOrjySvrUuWoFgFSvfqqaH2OSJlucB0w47NIG5AWzawJejA8q-mZK7xLOT0-Ki4oVi-0Zhq4cB63Ok6rF4QVViD2cj9tYpklIaBU-0Gzvd6cOw7mjDP-rVJI5gOEEMVHrsAMLwF9DMWZ/s1600/HL4.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Finance" border="0" height="145" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-ZOrjySvrUuWoFgFSvfqqaH2OSJlucB0w47NIG5AWzawJejA8q-mZK7xLOT0-Ki4oVi-0Zhq4cB63Ok6rF4QVViD2cj9tYpklIaBU-0Gzvd6cOw7mjDP-rVJI5gOEEMVHrsAMLwF9DMWZ/s400/HL4.jpg" title="Loans" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="color: #3d85c6;"><a href="http://www.moneimatters.com/">Loans: Monei Matters</a></span></td></tr>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;"><br /></span></div>
<div style="line-height: normal; margin: 0cm 0cm 12pt; text-align: justify;">
<b><span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 15.0pt;">2. Save Your Cash</span></b></div>
<br />
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">Requirements
for getting a mortgage loan often change, and if you are considering applying
for a home loan in the near future, be ready to cough up the cash. Walking into
a lender’s office with zero cash is a quick way to get your home loan application
rejected. Mortgage lenders are cautious: Whereas they once approved zero-down
mortgage loans, they now require a down payment.</span></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">Down payment
minimums vary and depend on various factors, such as the type of loan and the
lender. Each lender establishes its own criteria for down payments, but on
average, you’ll need at least a 15% down payment. Aim for a higher down
payment if you have the means. A 40% down payment not only knocks down your
mortgage balance, it also alleviates <span style="color: #0063cf;"><a href="http://www.moneimatters.com/">private mortgage insurance or PMI</a></span>. Lenders
attach this extra insurance to properties without 40% equity, and paying PMI
increases the monthly mortgage payment. Get rid of PMI payments and you can
enjoy lower, more affordable mortgage payments.</span></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">However, down
payments aren’t the only expense you must worry about. Getting a mortgage also
involves closing costs, home inspections, home appraisals, title searches,
credit report fees, application fees, and other expenses. Closing costs are
roughly 3% to 5% of the mortgage balance – paid to your lender before you can
seal the deal.</span></div>
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<div style="line-height: normal; margin: 0cm 0cm 12pt; text-align: justify;">
<b><span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 15.0pt;">3. Stay at Your Job</span></b></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">I know someone
who quit working seven days before she and her husband were to close on their
mortgage loan. I have no idea why, and unfortunately, it didn’t turn out well
for them. They weren’t able to close on their new home and they lost out on a
great deal.</span></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">Sticking with
your employer while going through the home buying process is crucial. Any
changes to your employment or income status can stop or greatly delay the
mortgage process.</span></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">Lenders approve
your home loan based on the information provided in your application. Taking a
lower-paying job or quitting your job to become <span style="color: #0063cf;"><a href="http://www.moneimatters.com/">self-employed</a></span> throws a wrench in the plans,
and lenders must reevaluate your finances to see if you still qualify for the
loan.</span></div>
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<div style="line-height: normal; margin: 0cm 0cm 12pt; text-align: justify;">
<b><span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 15.0pt;">4. Pay Down Debt and Avoid New Debt</span></b></div>
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<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">You don’t need
a zero balance on your credit cards to qualify for a mortgage loan. However,
the less you owe your creditors, the better. Your debts determine if you can
get a mortgage, as well as how much you can acquire from a lender. Lenders
evaluate your <span style="color: #0063cf;"><a href="http://www.moneimatters.com/">debt-to-income ratio</a></span> before approving the
mortgage. If you have a high debt ratio because you’re carrying a lot of credit
card debt , the lender can turn down your request or offer a lower mortgage.
This is because your entire monthly debt payments — including the mortgage –
shouldn’t exceed 36% of your gross monthly income. However, paying down your
consumer debt before completing an application lowers your debt-to-income ratio
and can help you acquire a better mortgage rate.</span></div>
<br />
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">But even if
you’re approved for a mortgage with consumer debt, it’s important to avoid new
debt while going through the mortgage process. Lenders re-check your credit
before closing, and if your credit report reveals additional or new debts, this
can stop the mortgage closing.</span></div>
<br />
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">As a rule,
avoid any major purchases until after you’ve closed on the mortgage loan. This
can include financing a new car, purchasing home appliances with your credit
card, or cosigning someone’s loan.</span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_FnxxubootfE5oRcEC_jjju69IzMjUBZYd97b4CHhKn9kmHaw1oEykA19XAhd4c_k5VslduaJG_Zy7lY4AZ9ClyGdcQMYlcEhJAS3SRbCIyCxddgjxHWltkcaI4_ugsO2lIo42nvgmqX3/s1600/HL2.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Finance" border="0" height="103" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_FnxxubootfE5oRcEC_jjju69IzMjUBZYd97b4CHhKn9kmHaw1oEykA19XAhd4c_k5VslduaJG_Zy7lY4AZ9ClyGdcQMYlcEhJAS3SRbCIyCxddgjxHWltkcaI4_ugsO2lIo42nvgmqX3/s400/HL2.jpg" title="Home Loans" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="color: #0b5394;"><a href="http://www.moneimatters.com/">Home Loans : Monei Matters</a></span></td></tr>
</tbody></table>
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<b><span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 15.0pt;">5. Get Pre-Approved for a Mortgage</span></b></div>
<br />
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">Getting
pre-approved for a mortgage loan before looking at houses is emotionally and
financially responsible. On one hand, you know what you can spend before
bidding on properties. And on the other hand, you avoid falling in love with a
house that you can’t afford.</span></div>
<br />
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">The
pre-approval process is fairly simple: Contact a mortgage lender, submit your
financial and personal information, and wait for a response. Pre-approvals
include everything from how much you can afford, to the interest rate you’ll
pay on the loan. The lender prints a pre-approval letter for your records, and
funds are available as soon as a seller accepts your bid. Though it’s not
always that simple, it can be.</span></div>
<br />
<div style="line-height: normal; margin: 0cm 0cm 12pt; text-align: justify;">
<b><span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 15.0pt;">6. Know What You Can Afford</span></b></div>
<br />
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">We at <a href="http://www.moneimatters.com/">MONEI MATTERS</a> know from
professional experience that lenders do pre-approve applicants for more than they
can afford. After receiving a pre-approval letter from our lender, we may wonder whether they had read the right tax returns. We appreciated the
lender’s generosity, but ultimately we must decide on a home that fit comfortably
within our budget.</span></div>
<br />
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">Don’t let
lenders dictate how much you should spend on a mortgage loan. Lenders
determine pre-approval amounts based on your income and credit report, and they
don’t factor in how much you spend on daycare, insurance, groceries, or fuel.
Rather than purchase a more expensive house because the lender says
you can, be smart and keep your housing expense within your means.</span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGLzhbvnuhLWcWQXsLd1QF9HJpGHYKVI0d3ZepJfF4m2hzDWa69EtZc4t4953xXos2JWSP4MFwqajVRKKB5CyKB9R6kPeIi-Z6951flz2ljSJSMiGv-ydyTnvVXP1dThT2DNRPsZ2xlCIH/s1600/HL3.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Finance" border="0" height="143" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGLzhbvnuhLWcWQXsLd1QF9HJpGHYKVI0d3ZepJfF4m2hzDWa69EtZc4t4953xXos2JWSP4MFwqajVRKKB5CyKB9R6kPeIi-Z6951flz2ljSJSMiGv-ydyTnvVXP1dThT2DNRPsZ2xlCIH/s320/HL3.jpg" title="Loans" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><a href="http://www.moneimatters.com/">Home Loans : Monei Matters</a></td></tr>
</tbody></table>
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<b><span lang="EN-US" style="color: #26742e; font-family: "source sans pro"; font-size: 21.0pt;">Final Word</span></b></div>
<br />
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">If you don’t
meet the qualifications for a mortgage loan, don’t get discouraged. Instead,
let it be motivation to improve your credit and finances. Many people have
risen above <i>credit problems, bankruptcy, foreclosure, and repossession</i> specifically
in order to purchase their first house. Just be sure to implement a realistic
plan and stick to it.</span></div>
<br />
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">How long did it
take you to realize your dream of home ownership? If you’re currently working
toward this goal, what steps have you taken?</span></div>
<div style="line-height: normal; margin: 0cm 0cm 19.5pt; text-align: justify;">
<span lang="EN-US" style="color: black; font-family: "source sans pro"; font-size: 12.0pt;">For More details on other products, please visit : <a href="http://www.moneimatters.com/">www.moneimatters.com</a></span></div>
<br />
<div style="margin: 0cm 0cm 8pt; text-align: justify;">
<br /></div>
<b></b><i></i><u></u><sub></sub><sup></sup><strike></strike></div>
Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-45398756294603129862016-05-13T14:09:00.001+05:302016-05-13T14:21:11.145+05:30Working Capital Loans / OD Limits<div dir="ltr" style="text-align: left;" trbidi="on">
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkXM2BXXOHPjNRelS1ynzzc2E-o0PPjQtg3C7PXc0euz3GGNd5dKWVGJZ0a52OhjWljmlUaHGYDzZDSrXgfPWDEdjnoEJJTPdaS1fXB2m-sTK9UFXBcI6PU-nuWf6bP4h4MZ8msy2GJl7V/s1600/working-capital-loan-for-new-business-250x250.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img alt="Working Capital" border="0" height="391" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkXM2BXXOHPjNRelS1ynzzc2E-o0PPjQtg3C7PXc0euz3GGNd5dKWVGJZ0a52OhjWljmlUaHGYDzZDSrXgfPWDEdjnoEJJTPdaS1fXB2m-sTK9UFXBcI6PU-nuWf6bP4h4MZ8msy2GJl7V/s400/working-capital-loan-for-new-business-250x250.jpg" title="Working Capital" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="color: #cc0000;"><span style="color: #3d85c6;">Working Capital Loans</span></span></td></tr>
</tbody></table>
<div style="text-align: justify;">
<span style="font-size: small;"><span style="font-family: "georgia" , "times new roman" , serif;"><span style="color: orange;"><span style="color: #cc0000;"><a href="http://www.moneimatters.com/" target="_blank"><i><u><b>Woking Capital Limits (Cash Credits) / OD Limits :-<span style="color: #6aa84f;"> </span></b></u></i></a><span style="color: #6aa84f;"><span style="color: #38761d;"><span style="color: #e06666;"><span style="color: #f4cccc;"><span style="color: #38761d;">
<span style="color: #38761d;"><span style="color: #3d85c6;"><span style="color: #d9ead3;"><span style="color: white;"> <span style="color: #38761d;">Advances by Indian Banks, generally take the following three forms,
i.e., cash credits, overdrafts and Loans. A cash credit is an
arrangement by which a banker allows his customer to borrow money upto a
certain limit against the values of his stocks and book debts for his
day to day requirements. This is the most favourite mode of borrowing by
large commercial and industrial concerns in India, on account of the
advantage that a customer need not borrow at once, the whole of the
amount he is likely to require, but can draw such amounts as and when
required. He can put back any surplus amount which he may find with him
for the time being. The banker granting cash credit and overdraft
facilities has to estimate the amount of his customers requirements, and
in case the actual drawings fall much below his estimate, he may lose
interest on the funds remaining ideal...</span></span></span></span></span></span></span></span></span></span></span></span></span></span></div>
<div style="text-align: justify;">
<span style="font-size: small;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-size: small;"><span style="font-family: "georgia" , "times new roman" , serif;"><span style="color: orange;"><span style="color: #cc0000;"><span style="color: #93c47d;"><span style="color: #cc0000;"><a href="http://www.moneimatters.com/" target="_blank"><i><u><b>Overdrafts:-</b></u></i></a> <span style="color: #3d85c6;"><span style="color: #d9ead3;"><span style="color: white;"><span style="color: #38761d;">When a customer </span></span></span></span></span><span style="color: #3d85c6;"><span style="color: #d9ead3;"><span style="color: white;"><span style="color: #38761d;">requires
temporary accommodations, he may be allowed to overdraw his current
account, usually against collateral securities. From the customer's
point of view, this arrangement like the cash credit is advantageous as
he is required to pay, interest on the amount actually used by him. The
essential difference between a cash credit and an overdraft is, that the
latter is supposed to be a form of bank credit to be made use of
occasionally; whereas the former is used for long terms by commercial
and industrial concerns during regular business. In practice, however,
this distinction is not always observed and some banks set up regular
limits for overdrafts also.</span></span></span></span></span></span></span></span></span></div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
<span style="font-size: small;"><span style="font-family: "georgia" , "times new roman" , serif;"><span style="color: orange;"><span style="color: #cc0000;"><span style="color: #93c47d;"><span style="color: #38761d;"><span style="color: #cc0000;">For more details, please</span> <a href="http://moneimatters.blogspot.in/p/blog-page_9.html" target="_blank">CLICK HERE </a></span></span></span></span></span></span></div>
<div style="text-align: justify;">
</div>
<div style="text-align: justify;">
<span style="font-size: x-small;"><span style="font-family: "georgia" , "times new roman" , serif;"><span style="color: orange;"><span style="color: #cc0000;"><span style="color: #93c47d;"><span style="color: #38761d;"><span style="color: #cc0000; font-size: small;">To apply for working capital / OD limits Loans, Please visit <a href="http://www.moneimatters.com/">www.moneimatters.com</a> OR Email us at <a href="mailto:info@moneimatters.com">info@moneimatters.com</a></span> </span></span></span></span></span></span></div>
</div>
Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-75319811523031809672016-05-07T13:23:00.000+05:302016-05-09T12:32:09.796+05:30NPA ( Non Performing Assets)<div dir="ltr" style="text-align: left;" trbidi="on">
<h2 style="text-align: left;">
<span style="font-size: large;"><span style="color: red;">NPA (Non- Performing Assets)</span></span><span style="color: red;"><br /></span></h2>
<span style="color: red;"></span><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgeOVqdmnVIqS2BDSWJ_Z5v_gHU2Ny5R7mQzbV6_FpQm3dRFJJP0Vc9gC6FXpqnWuuu43JBfOWHgZxCDCIPA_C1XQa5AR4JazLENkLIFoClWqBrl1-ijaCwV1tHcmfxLPwknhj4TajxqTgu/s1600/NPA.jpe" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgeOVqdmnVIqS2BDSWJ_Z5v_gHU2Ny5R7mQzbV6_FpQm3dRFJJP0Vc9gC6FXpqnWuuu43JBfOWHgZxCDCIPA_C1XQa5AR4JazLENkLIFoClWqBrl1-ijaCwV1tHcmfxLPwknhj4TajxqTgu/s1600/NPA.jpe" /></a></div>
<br />
<div style="text-align: justify;">
<span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><span style="color: #b6d7a8;">An asset, including a leased asset, becomes non-performing when it ceases to generate income for the bank. A "non performing asset"(NPA) is a <a href="http://www.moneimatters.com/" target="_blank">loan</a> or an advance where: </span></span></span></div>
<ol style="text-align: justify;">
<li><span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><span style="color: #b6d7a8;">The interest / or instalment of principal remain overdue for a period of more than 90 days in respect of a term loan.</span></span></span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><span style="color: #b6d7a8;">The account remains "out of order" for a period of more then 90 days as indicated below, in respect of an <a href="http://www.moneimatters.com/" target="_blank">overdraft / cash credit</a>.</span></span></span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><span style="color: #b6d7a8;">The bill remains overdue for a period of more than 90 days in the case of bills purchased and discounted.</span></span></span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><span style="color: #b6d7a8;">The installments of principal or interest thereon remains overdue for two crop seasons for short duration crops.</span></span></span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><span style="color: #b6d7a8;">The installments of principal or interest thereon remains overdue for one crop seasons for long duration crops.</span></span></span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><span style="color: #b6d7a8;">The amount of liquidity facility remains outstanding for more than 90 days, in respect of a securitisation transaction undertaken in terms of guidelines on securitisation dated Feb 1, 2006.</span></span></span></li>
<li><span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><span style="color: #b6d7a8;">In respect of derivative transactions, the overdue receivables representing positive mark-to-market value of a derivative contract, if these remains unpaid for a period of 90 days from the specified due date for payments.</span></span></span></li>
</ol>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="color: red;"><span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><span style="color: #b6d7a8;">In case of interest payments, banks should, classify an account as NPA only if the interest due and charged during any quarter is not serviced fully within 90 days from the end of the quarter. </span></span></span></span><br />
<br />
<br />
<span style="color: red;"><span style="font-family: "georgia" , "times new roman" , serif;"><span style="font-size: small;"><span style="color: #b6d7a8;"> <span style="color: red;"><span style="font-family: "georgia" , "times new roman" , serif;">For more informations on this subject or if you wish to get concrete solutions against NPA problems, please visit <a href="http://www.moneimatters.com/">www.moneimatters.com</a> or email us at <a href="https://www.blogger.com/goog_703245637">info@</a><span style="font-family: "georgia" , "times new roman" , serif;"><a href="mailto:info@moneimatters.com" target="_blank">info@moneimatters.com</a> .</span></span></span></span></span></span> </span></div>
</div>
Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-65389217144340927602012-04-06T15:45:00.000+05:302012-04-06T15:45:59.130+05:30Against Life Insurance Loan<div dir="ltr" style="text-align: left;" trbidi="on">
<div align="justify">
<strong><em>Against Life Insurance Loan</em></strong><strong><em>Advance against Life Insurance Policies</em></strong>If a survey is conducted on the common forms of investments made by salaried people across all the cross- sections of the society, life insurance policies will perhaps top the list. One of the important reasons for the popularity of life insurance policies is the Income Tax exemption available on the premium paid on such policies. Besides being a financial instrument to cover the life risk of policy holders, life insurance policies also play an important role as an investment made during one’s entire working life. It is, therefore, not surprising that bank customers offer life insurance policies as collateral securities, be it a proposal for retail credit or a big ticket finance. Collateralization of loans by way of assignment of life insurance policies have, of late, become more important in view of the surge in home finance, where the financial institution insists on an insurance on the life of the borrower, duly assigned in its favour, Also, in financing ventures where the role of a particular person is important for the very survival of the venture as well as the safety of the bank loan, life insurance policies have emerged as a key security instrument. The importance of loans against the security of life insurance policy has acquired a new dimension. </div>
</div>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com2tag:blogger.com,1999:blog-5401811165772464308.post-21106675107378580542011-04-20T15:07:00.001+05:302011-04-20T15:07:32.598+05:30LOAN, LOANS, FINANCE, HOME LOANS<div xmlns='http://www.w3.org/1999/xhtml'><p>Site is cool. The management of the company is providing complete range of loan products. Web site of the company is also providing maximum details about monei matters loan products. Find very helpful in compare to other loan providers.</p>in reference to: <a href='http://moneimatters.com/'>loan,loans,finance,project finance,business loans,home loans,loan against property</a> (<a href='http://www.google.com/sidewiki/entry/113348443484371981540/id/AtNsqNcZI8FALqSo280nWPYlPoQ'>view on Google Sidewiki</a>)</div>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com3tag:blogger.com,1999:blog-5401811165772464308.post-92033203023274562452010-09-02T23:13:00.000+05:302010-09-02T23:13:36.585+05:30loan,loans,finance,project finance,business loans,home loans,loan against property<a href="http://www.moneimatters.com/">loan,loans,finance,project finance,business loans,home loans,loan against property</a>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-65188153954630658202010-07-27T18:14:00.000+05:302010-07-27T18:14:35.110+05:30finance - http://www.moneimatters.blogspot.com - pradeep gupta<a href="http://www.linkdaddy.org/Society/detail/link-13885.html?sms_ss=blogger">finance - http://www.moneimatters.blogspot.com - pradeep gupta</a>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-45517157157226364092009-07-11T14:55:00.002+05:302009-07-14T20:14:30.127+05:30<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUKKGvnjkujVVEH69f1hVzgawxN88Z8b34TvOSGHRSZZVsMUawc-kBYiSd9aaZF1bJcr0IcOU2Z_wxy6rUKTtYoscZRIROlFw-9co-j76UlhDcR0jQ43lajUNoPgA7oe8kHfqHILPeKCxJ/s1600-h/Advertise%2520with%2520Us%2520Square%2520Button%2520yellowgreen_full.jpg"><img id="BLOGGER_PHOTO_ID_5357131450457652834" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 150px; CURSOR: hand; HEIGHT: 132px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUKKGvnjkujVVEH69f1hVzgawxN88Z8b34TvOSGHRSZZVsMUawc-kBYiSd9aaZF1bJcr0IcOU2Z_wxy6rUKTtYoscZRIROlFw-9co-j76UlhDcR0jQ43lajUNoPgA7oe8kHfqHILPeKCxJ/s320/Advertise%2520with%2520Us%2520Square%2520Button%2520yellowgreen_full.jpg" border="0" /></a><br /><br /><br /><br /><br /><br /><a href="mailto:mithung84@yahoo.co.in">mithung84@yahoo.co.in</a><br /><p align="center"><a href="http://www.exchangead.com/ea.exe?cb&pradeepg19&01"><imgsrc="http://www.exchangead.com/ea.exe?sb&pradeepg19&01"height="60" width="468" border="0" alt="Click Here!"></a></p><br /><br /><br /><p align="center"></p>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-41584842132118834962009-07-02T21:55:00.004+05:302009-07-03T15:29:23.184+05:30Reverse Mortgage<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjOQy2jRAmTeRCRQtMRNqZn3mUPenoc-pUkvm4s4WvfBDuqpZ9OXofZTnSJDGrI-zvimCKxeCzvrmN3AsrUynFuY3KhMTdeuOTiuDXO8NEVlfO9Jt65qErU_Ef6qUrE33bLyLAnnmENMt3F/s1600-h/193451-main_Full%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5353900817422600162" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 236px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjOQy2jRAmTeRCRQtMRNqZn3mUPenoc-pUkvm4s4WvfBDuqpZ9OXofZTnSJDGrI-zvimCKxeCzvrmN3AsrUynFuY3KhMTdeuOTiuDXO8NEVlfO9Jt65qErU_Ef6qUrE33bLyLAnnmENMt3F/s320/193451-main_Full%5B1%5D.jpg" border="0" /></a><br /><br /><div align="justify"><strong><em>Reverse Mortgage<br /></em></strong>Reverse Mortgage is an innovative loan instrument in the making, especially designed for the elders. Reverse mortgage is a way to borrow against one’s house to create a regular stream of retirement income while continuing to live in that house. Reverse Mortgage is still in a nascent form in India. Though, in U.S.A and other European Countries, the instrument is already quite popular, In the following sections, we explain the concept of reverse mortgage, the factors responsible for its popularity, how it works and the steps required to be initiated by the authorities to introduce the instrument in India.<br /><br /><em><strong>To APPLY FOR REVERSE MORTGAGE</strong><br /><strong>Apply <a href="http://www.moneimatters.com/">http://www.moneimatters.com/</a></strong> </em></div><br /><p></p><p><a href="http://technorati.com/claim/2g4pbw3dqs" rel="me">Technorati Profile</a></p><p>2g4pbw3dqs</p>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-60104049608354825132009-06-23T12:18:00.004+05:302009-06-23T12:44:07.980+05:30Advance against fixed deposit<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWCnrt-CB0dRtcm8mQxY_O7yR2Jc3dxG8HLDAYgRNrJXRMZ6z_k8pqb0okB9M_g4oozHAIDeJyjF-xNTNSTzHjnb4EXsWl72yq5ewcqB4wL2oXyskCovQRXjd_WUdylfRMHFGGkcExLDA_/s1600-h/final+imege13.jpg"><img id="BLOGGER_PHOTO_ID_5350415676875680978" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 312px; CURSOR: hand; HEIGHT: 250px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWCnrt-CB0dRtcm8mQxY_O7yR2Jc3dxG8HLDAYgRNrJXRMZ6z_k8pqb0okB9M_g4oozHAIDeJyjF-xNTNSTzHjnb4EXsWl72yq5ewcqB4wL2oXyskCovQRXjd_WUdylfRMHFGGkcExLDA_/s320/final+imege13.jpg" border="0" /></a><br /><br /><br /><div align="justify"><strong>Advance against fixed deposits</strong><br /><strong><em>Nature of fixed deposits at the hands of banks</em></strong><br />When banks mobilize fixed deposits from their customers, in effect, banks borrow money from them. The relationship between the bank and the depositor is, therefore, that of a debtor and a creditor. By accepting the deposit, the bank agrees to repay the loan due to the depositor on the due date i.e. on its maturity. It is very important to note that the legal relationship between the banker and the depositor is not that of a trustee and a beneficiary.<br />The Indian Trusts Act defines a ‘Trust’ as an obligation annexed to the ownership of the property, and arising out of a confidence reposed by the owner i.e. ‘author of the trust’ for the benefit of somebody called the ‘beneficiary’. If the legal position of the bank is that of a trustee (as an acceptor of the deposit), the very legal validity of the practice of providing credit against fixed deposit by banks may become doubtful. This is because, no trustee can use the trust property for his own benefit, and in case of an advance against fixed deposit, banks need to exercise the right of appropriating the proceeds of the fixed deposit, in case the loan remains unpaid. A bank plays the role of a trustee when it takes the responsibility of collecting the proceeds and remitting the same to the rightful beneficiary. The role of trustee does not come to play when the bank uses the money on maturity to the depositor. </div><div align="justify"><strong>To APPLY FOR ADVANCE AGAINST FIXED DEPOSIT</strong></div><div align="justify"><strong>Apply</strong> <a href="http://www.moneimatters.com/">http://www.moneimatters.com/</a> </div>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com1tag:blogger.com,1999:blog-5401811165772464308.post-77642485648300285412009-06-23T11:57:00.002+05:302009-06-23T12:10:08.729+05:30Against Life Insurance Loan<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxLRrFfpXTOYPYiq8VHbH8CkM5agEvz8Acr2i8An3W-kftrrydl6kgBMrfzMrSFE4G9ByctT2087mDl-BRGSgNdXkGdvhdnvBM0fSf_WZScSOS2uVdyjiX4QHDIFxht2Np9ogukI-6z-id/s1600-h/personal_loans%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5350408375164412850" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 320px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxLRrFfpXTOYPYiq8VHbH8CkM5agEvz8Acr2i8An3W-kftrrydl6kgBMrfzMrSFE4G9ByctT2087mDl-BRGSgNdXkGdvhdnvBM0fSf_WZScSOS2uVdyjiX4QHDIFxht2Np9ogukI-6z-id/s320/personal_loans%5B1%5D.jpg" border="0" /></a><br /><br /><div align="justify"><strong>Against Life Insurance Loan</strong><strong><br /><em>Advance against Life Insurance Policies<br /></em></strong>If a survey is conducted on the common forms of investments made by salaried people across all the cross- sections of the society, life insurance policies will perhaps top the list. One of the important reasons for the popularity of life insurance policies is the Income Tax exemption available on the premium paid on such policies. Besides being a financial instrument to cover the life risk of policy holders, life insurance policies also play an important role as an investment made during one’s entire working life. It is, therefore, not surprising that bank customers offer life insurance policies as collateral securities, be it a proposal for retail credit or a big ticket finance. Collateralization of loans by way of assignment of life insurance policies have, of late, become more important in view of the surge in home finance, where the financial institution insists on an insurance on the life of the borrower, duly assigned in its favour, Also, in financing ventures where the role of a particular person is important for the very survival of the venture as well as the safety of the bank loan, life insurance policies have emerged as a key security instrument. The importance of loans against the security of life insurance policy has acquired a new dimension. </div><div align="justify">To APPLY FOR AGAINST LIFE INSURANCE LOAN</div><div align="justify">Apply <a href="http://www.moneimatters.com/">www.moneimatters.com</a></div>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com1tag:blogger.com,1999:blog-5401811165772464308.post-14133837835784378472009-06-22T19:19:00.000+05:302012-04-06T15:46:49.856+05:30Against Life Insurance Loan<div></div>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-91881577697397003792009-06-18T19:36:00.006+05:302009-06-23T12:46:33.335+05:30Personal Loans<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLaxNzUZ3YsR8f0xS5B-bWWZghQoVLi47WfCbTMuN2oG8VVVU3iZ-iFv-6UOhSo2b6L2ovaZDEM-9Ojo6NYO7qIi2-8S8QMkbPXdoFGFn5Ogxb3rtmp4pmHPdiQkGAkpfqTbsXoMjEIpzC/s1600-h/final+imege24.jpg"><img id="BLOGGER_PHOTO_ID_5348677257277823266" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 274px; CURSOR: hand; HEIGHT: 204px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLaxNzUZ3YsR8f0xS5B-bWWZghQoVLi47WfCbTMuN2oG8VVVU3iZ-iFv-6UOhSo2b6L2ovaZDEM-9Ojo6NYO7qIi2-8S8QMkbPXdoFGFn5Ogxb3rtmp4pmHPdiQkGAkpfqTbsXoMjEIpzC/s320/final+imege24.jpg" border="0" /></a><br /><div><br /><div><br /></div><div align="justify"><strong>Personal Loans</strong><strong> </strong></div><div align="justify"><span style="font-family:arial;"><em><strong>Personal Loans/ Mortgage loans</strong><br /></em></span>Personal/ Mortgage loans are essentially consumption loans provided by banks in clean or secured form. Personal loans are clean loans generally provided to high networth individuals or to salaried persons falling in the higher income bracket. There is an intense competition amongst banks in this sector as well as and innovative marketing techniques are being used. Many banks have established call centers for this purpose. A very common mode of marketing personal loans by call centers of these banks is contacting a cardholder of the bank (credit/ debit cards) and offering him a personal loan with seemingly attractive terms. These banks shortlist those customers who have a record of no- default by searching the customer- wise payment records maintained by them in an electronic form.<br />Sometimes, these marketing techniques can take extreme forms. For example, a reputed bank enclosed cheques for specific amounts to their selected customer’s alongwith statement of accounts, and stated that these cheques represented personal loans provided to them. The loan would become operational as and when the customer encashes the cheque within the specified period. Still another method is alluring the customers to pay the credit card payables in suitable installments (EMIs) for which they would charge a very low flat rate of interest! Such innovative and aggressive marketing techniques may be quite annoying for a customer. In a recent judgment, the National Commission on consumer disputes has imposed a heavy fine on one of the large private sector banks and a mobile service provider on the ground of making unsolicited calls. RBI also has taken stringent steps in curbing the practice of unsolicited credit card marketing practices. </div><div align="justify">Mortgage loans are essentially personal loans against mortgage of immovable properties, usually in metro/ urban centers. The valuation of property is done by experts and the lending banks stipulate a margin. Though urban properties fetch a high valuation, the incidence of a high stamp duty required for the mortgage may adversely impact the acceptability of mortgage loans. An important point to note in this regards is that Mortgage loans are not Housing loans which come with Income Tax exemption, unless such loans are given specifically for the purpose of construction/ acquisition of housing properties. </div><div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSe772OzDIf3qrWSd99wTIbenJ90vWzVkZaIhdss5ErjU4n6RbvjDLfjecDJ07zNgeG5UQSDeERFF_ynh40furAQdgAM_XG_PbbD0FlATBQEauJr3CCDYJyLyV44ascCw5bPZSu4Wutqwd/s1600-h/final+image35.jpg"><img id="BLOGGER_PHOTO_ID_5348671459506834402" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 249px; CURSOR: hand; HEIGHT: 266px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSe772OzDIf3qrWSd99wTIbenJ90vWzVkZaIhdss5ErjU4n6RbvjDLfjecDJ07zNgeG5UQSDeERFF_ynh40furAQdgAM_XG_PbbD0FlATBQEauJr3CCDYJyLyV44ascCw5bPZSu4Wutqwd/s320/final+image35.jpg" border="0" /></a><br /></div><strong></strong><div><br /><br /></div><div align="justify"><strong></strong></div><div><br /><br /></div><div align="justify"><strong></strong></div><div><br /><br /></div><div align="justify"><strong></strong></div><div><br /><strong></strong> </div><div><strong></strong> </div><div><strong>To APPLY FOR PERSONAL LOAN<br />Apply <a href="http://www.moneimatters.com/">http://www.moneimatters.com/</a></strong></div></div>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-72244472910586957012009-06-18T16:12:00.007+05:302009-06-18T17:12:42.214+05:30HOME LOANS<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiscgiJJNtXhqulWNBvTD6GPUlRTLacq4IIObTEU6IOAaNUxUCLrsFYWukqaYzNKI18s0Xy8fm4wIXs_GT85ptffMgACJ-Lo8nkc5qxFoy-OtX1X78lV-kvRszygSTbSPCNLkeFaohCIO2v/s1600-h/final+imege2.jpg"><img id="BLOGGER_PHOTO_ID_5348623697703391138" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 320px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiscgiJJNtXhqulWNBvTD6GPUlRTLacq4IIObTEU6IOAaNUxUCLrsFYWukqaYzNKI18s0Xy8fm4wIXs_GT85ptffMgACJ-Lo8nkc5qxFoy-OtX1X78lV-kvRszygSTbSPCNLkeFaohCIO2v/s320/final+imege2.jpg" border="0" /></a><br /><div><strong>Home Loans</strong> </div><div align="justify"><em><span style="font-family:arial;"><strong>Evolution of Housing Finance Industry in India </strong><br /></span></em>As an industry, housing finance had its roots in India way back in 1977 with the establishment of the first housing finance company, Housing Development Finance Corporation Ltd. (HDFC). Subsequently, the National Housing Bank was set up by RBI as its subsidiary in 1987 for the purpose of regulating and providing refinance support to housing finance companies. Presently, about 350 housing finance companies (HFCs) operate in the country, out of which only 30 have been approved by the NHB for providing refinance. According to an estimate, the HFCs approved by NHB account for over 95% of the assets of all the HFCs in the industry. The commercial banks were late entrants to the India housing finance industry. Prior to 1998, commercial banks were not allowed to provide housing loans directly to retail clients. They were allowed to provide housing loans only through special RBI schemes, NHB/ HUDCO bonds or through their subsidiaries. This had prompted a few banks like SBI, Bank of Baroda and Corporation Bank etc. to set up their own housing finance subsidiaries.<br /><br />Even though RBI allowed commercial banks to directly enter in to the housing loan business thereafter, commercial banks became aggressive in this segment of retail finance w.e.f. 2000 onwards. The private banks were the first to capitalize on the opportunity, followed by the foreign and public sector banks. Today, commercial banks account for a majority share of housing finance disbursements, which were earlier dominated by the HFCs. In fact, housing finance subsidiaries of commercial banks are now gradually merging with their parents, on account of the fact that these subsidiaries, left to themselves, have not been able to face the competition in this highly competitive scenario.<br /><br />The Indian housing industry is however, dominated by the unorganized sector, comprising of small builders and contractors, accounting for over 70% of the housing units constructed. The organized sector comprises of large builders and government or government- affiliated entities. There are two broad categories of borrowers in the housing finance market: retail borrowers and non- retail borrowers. Retail borrowers comprise salaried individuals and non- salaried individuals such as self- employed professional or private businessmen. Non- retail borrowers consist of corporate entities that borrow either for funding staff housing projects or office premises, and builders who borrow for funding construction activity.<br /><br /><strong>Housing loan and the Priority sector</strong><br />Till very recently, bank loans for housing up to Rs.10 lakh in the rural and semi-urban areas only were eligible for being considered as priority sector. Subsequently, in its mid- term credit policy for 2004-05. RBI raised the priority sector limit of housing finance to Rs. 20 lakh from Rs. 10 Lakh without any restrictions on the geographical area. However, there is a growing opinion that housing finance should no longer be accorded a priority sector status. In fact, an internal committee of the RBI had recommended for the removal of priority sector status to home loans up to Rs. 20 lakh. This group was set up with an objective to review the concept, segments and other related issues of priority sector lending. The report of the internal committee reiterates the concern voiced by RBI from time to time that banks are excessively exposed to home loans. This, in turn, is resulting in deceleration of the much needed credit flow to other priority sector areas like Small Scale Industries, Exports, Education and others. Expectedly, however, the Indian Bank Association (IBA) has opposed this move, According to IBA, housing is a critical need that requires a priority sector status. The exposure of most foreign and private banks in the housing loan segment is quite large as they do not have enough networks to extend loans to other priority sector areas.<br /><br /><strong>Eligible activities for housing finance</strong><br />Banks usually provide housing loans for the following purposes:<br />1. Purchase, construction of new house/ flat.<br />2. Purchase of land for construction of house.<br />3. Improvement/ extension of existing house/ flat.<br />4. Undertaking repairs/furnishing/ renovation of the house/ flat etc.<br />5. Takeover of loans availed for housing activity from other banks/ HFCs at higher rates of interest.<br />Reserve Bank of India has issued separate sets of guidelines for urban cooperative banks and other banks for undertaking direct loans in the housing loan segment. RBI has advised that besides the above, banks may also provide housing loans to individuals for the following purposes:<br /> For purchase of a plot- the lending bank has to obtain a declaration from the borrower that he intends to construct a house on the plot within a period of two years from the date of availing bank finance for purchasing the plot.<br /> For purchasing an old house where the applicant is presently residing as a tenant.<br /> For loans for buying/ constructing a second house to a person who is already owning a house in the town/ village where he resides. The second house should also be meant for self-occupation by the same person.<br /> Bank finance may also be extended for purchases of a house by a borrower who proposes to let it out on rental basis on account of his posting outside the headquarters or because he has been provided accommodation by his employer.<br /><br /><strong>Other Conditions</strong><br />Through RBI has prescribed the following conditions specifically applicable for the PUCs (Primary Urban Cooperatives) providing housing loans, these may serve as benchmark for other lending banks as well.<br />1. RBI has stipulated a maximum period of 15 years including moratorium or repayment holiday. The installments may be fixed in standard EMIs or in gradually increasing form. However, the repayment on account of principal & interest together should not exceed 30% of the borrowers’ income.<br />2. The builders/ contractors generally require huge funds, take advance payments from the prospective buyers or from those on whose behalf construction is undertaken and, therefore, they may not usually require bank finance in the normal circumstances. Any financial assistance extended to them by primary (urban) co-operative banks may therefore runs the risk of dual financing. RBI has accordingly advised these banks to refrain from sanctioning loans and advances to this category of borrowers.<br />3. These banks may also extend need-based credit up to a maximum of Rs. 1.00 lakh in rural and semi-urban areas and Rs.2.00 lakh in urban areas to the owner of a house/ flat only for repairs, additions, alterations, etc., irrespective of whether the house/ flat is occupied by the owner or by a tenant. They may obtain collateral security to their satisfaction.<br /><br />To APPLY FOR HOME LOAN </div><img id="BLOGGER_PHOTO_ID_5348622090691179458" style="DISPLAY: block; MARGIN: 0px auto 10px; WIDTH: 417px; CURSOR: hand; HEIGHT: 142px; TEXT-ALIGN: center" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_148xtr9WF3A-_NQUH-DtkZMUhWn5HhIUSdakOYX76DNUoOiC9jk7tCI4x3Kw51dckwSiHQe4CuTslZRS1HkzTEjv0ZLKbV31PsvbSjiRuPXZGLhyawopddXxRDp8AkiHMywN_BqhqHAO/s320/final+imege6.jpg" border="0" />Apply <a href="http://www.moneimatters.com/">http://www.moneimatters.com/</a>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-85932528285006348252009-06-09T15:04:00.004+05:302009-06-12T14:56:34.837+05:30What is a Loan?<div align="justify"><strong>Loan</strong> is a type of borrowings or debt. It may be money or something. Usually it contains two or more parties. One is loan giver and other is loan taker. The loan giver is called as Lender and loan taker is called as Borrower. Sometimes it also contains a third party known as guarantor for Loan.<br />As per the terms of loan the lender charge some percentage of amounts on excess of the principal loan amount from the borrower generally known as interest on loan. Interest is a pre decided term between the Borrower and the lender at the time of taking loan. Many Banks and financial institutions are providing different types of loans to the general public for different purposes like personal loan, car loan, education loans, cash loans, home loans, business loans etc.<br />Sometimes the loan may be interest free. That is called interest free loans. These types of loans are mainly given in friends/relatives/family circles to help the borrower for a short term.</div><p> </p><p><a href="http://www.trafficdigger.com/user/pradeep.html" target="_blank"><img src="http://www.trafficdigger.com/images/banner_468x60_03.gif" alt="Free advertising" width="468" height="60" border="0" /></a></p>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-82664728249330110092009-06-05T13:50:00.002+05:302009-07-02T21:53:39.078+05:30BUSINESS LOANS<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjojHpoNfzuAtPkVCfW4nP1CyfyK2baA3Ja4LouoWg5TQxSh6rOiHxhyUkH8hElyJg5ekmzEED-Rt_jf21RL38vlMAOC3MW7-uc2f0FAQwd2DnhPzVkbY3d7BY-K_m-UonscBukGgNsst6Z/s1600-h/valid-atom.png"><img id="BLOGGER_PHOTO_ID_5344495132199774066" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; WIDTH: 88px; CURSOR: hand; HEIGHT: 31px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjojHpoNfzuAtPkVCfW4nP1CyfyK2baA3Ja4LouoWg5TQxSh6rOiHxhyUkH8hElyJg5ekmzEED-Rt_jf21RL38vlMAOC3MW7-uc2f0FAQwd2DnhPzVkbY3d7BY-K_m-UonscBukGgNsst6Z/s320/valid-atom.png" border="0" /></a><br /><div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTNP-bk2iyMD_lTtGwuAKuV64cOEibUdbSpSVbAgDyUseRZhemX_S_4LQtBqiKZbyoLyABfOSfMh2r5qaONun6CwSiE6PJNjKGbCi-0oCu1h1rjY5iBVAG_zKOpr8dqAGAV0zjUbh6ucdn/s1600-h/p_loans_2473_641.jpg"><img id="BLOGGER_PHOTO_ID_5343759096369905170" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 300px; HEIGHT: 300px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTNP-bk2iyMD_lTtGwuAKuV64cOEibUdbSpSVbAgDyUseRZhemX_S_4LQtBqiKZbyoLyABfOSfMh2r5qaONun6CwSiE6PJNjKGbCi-0oCu1h1rjY5iBVAG_zKOpr8dqAGAV0zjUbh6ucdn/s320/p_loans_2473_641.jpg" border="0" /></a> <strong>BUSINESS LOANS :</strong>Get upto 1000.00 crores loan for your business with in 15 days time. If you are doing trading business, manufacturing business or service industry, you can avail this facility. We provides immediate cash credit limits (working capital), LC Limits, Bank Guarantee Limits, Packing credit limits, Term loans to purchase shops, offices, factory land and building etc. </div><div align="justify">We also consider take over cases from different banks / financial institutions on comparative rate of interest and schemes.<br />New business houses are also considerable under scheme.</div><div align="justify"><span style="COLOR: rgb(255,0,0)">*****A blood line for your business. Apply online on </span><a href="http://www.moneimatters.com/"><span style="COLOR: rgb(255,0,0)">www.moneimatters.com</span></a><span style="COLOR: rgb(255,0,0)"> ******</span></div><div><br /><script src="http://www.clickindia.com/widget.php?uid=eikisq&count=5&order=latest&width=200"></script><br /></div><noscript></noscript>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com2tag:blogger.com,1999:blog-5401811165772464308.post-79598935493494816292009-06-05T13:34:00.002+05:302009-07-02T21:51:14.472+05:30LOAN AGAINST RENT DISCOUNTING<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhS0IQmBwIu1_S1ZeKijh4QnJMcAhmYKFfuI9cHORDls8MmEy-U0ka_ueioKr3C1hII0zKRMUtbH8XXHUttCMLqJR68qAQq6KOW6e-NYWfWXNdM-4IzeFtuQIvRodJ8pX01JDAZoQS2ZVd0/s1600-h/home_photo11.jpg"><img id="BLOGGER_PHOTO_ID_5343754420685895938" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 196px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhS0IQmBwIu1_S1ZeKijh4QnJMcAhmYKFfuI9cHORDls8MmEy-U0ka_ueioKr3C1hII0zKRMUtbH8XXHUttCMLqJR68qAQq6KOW6e-NYWfWXNdM-4IzeFtuQIvRodJ8pX01JDAZoQS2ZVd0/s320/home_photo11.jpg" border="0" /></a><br /><br /><div align="justify"><strong>Monei matters</strong> is providing a unique loan product called <strong>loan against rent discounting</strong> (LRD).We provides upto 200 crores rupees loan against future rents under this scheme. Any builder / property dealers profiles are also considerable under scheme. The loan under this scheme can be used for any business / personal purposes. Any Individual / company / firm having a property on lease with any MNC, Private limited company, Limited Company, Banks, Known Govt. Organisations or any legal entity and receiving rent / lease regularly can apply for this loan. A unique 5 star product.*****</div><div align="justify">Any body can apply online on <a href="http://www.moneimatters.com/">http://www.moneimatters.com/</a></div><div align="justify"><br /></div><p align="justify"></p><p align="justify"><!-- Begin: AdBrite, Generated: 2009-06-06 16:12:18 --><script type="text/javascript">var AdBrite_Title_Color = '0000FF';var AdBrite_Text_Color = '000000';var AdBrite_Background_Color = 'FFFFFF';var AdBrite_Border_Color = 'CCCCCC';var AdBrite_URL_Color = '008000';try{var AdBrite_Iframe=window.top!=window.self?2:1;var AdBrite_Referrer=document.referrer==''?document.location:document.referrer;AdBrite_Referrer=encodeURIComponent(AdBrite_Referrer);}catch(e){var AdBrite_Iframe='';var AdBrite_Referrer='';}</script><br /><script type="text/javascript">document.write(String.fromCharCode(60,83,67,82,73,80,84));document.write(' src="<a href="http://ads.adbrite.com/mb/text_group.php?sid=1205551&zs=3330305f323530&ifr=" ref="+AdBrite_Referrer+">http://ads.adbrite.com/mb/text_group.php?sid=1205551&zs=3330305f323530&ifr='+AdBrite_Iframe+'&ref='+AdBrite_Referrer+'</a>" type="text/javascript">');document.write(String.fromCharCode(60,47,83,67,82,73,80,84,62));</script><br /><div align="justify"><a style="FONT-WEIGHT: bold; FONT-SIZE: 13px; FONT-FAMILY: Arial" href="http://www.adbrite.com/mb/commerce/purchase_form.php?opid=1205551&afsid=1" target="_top">Your Ad Here</a></div><!-- End: AdBrite --><p></p>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com0tag:blogger.com,1999:blog-5401811165772464308.post-30043440179193249782009-05-29T16:24:00.001+05:302009-07-02T21:48:24.864+05:30LOAN, BANK LOAN, FINANCE, BUSINESS LOANS<div align="justify"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjSCbquQY-j6TozZtijr5fVc216NZKOoD55zMMtog1-3cE5eU1qkO-HxkoHYsVVMvFZIhyphenhyphen9gjveaBHEETELpRw7_ppp0LWagudKf8ynamZDeEJvz8CyKak79HC35gXQh_Z-4jTcjlMAzXE/s1600-h/money_in_hand.jpg"><img id="BLOGGER_PHOTO_ID_5341200004087028082" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 117px; CURSOR: hand; HEIGHT: 99px" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjSCbquQY-j6TozZtijr5fVc216NZKOoD55zMMtog1-3cE5eU1qkO-HxkoHYsVVMvFZIhyphenhyphen9gjveaBHEETELpRw7_ppp0LWagudKf8ynamZDeEJvz8CyKak79HC35gXQh_Z-4jTcjlMAzXE/s320/money_in_hand.jpg" border="0" /></a> There are many Banks and financial institutions providing Loan, Bank Loan, Home Loan, Business loans, Project Finance and Personal loans in India. But from Sep. 2008, after US recession many banks stops financing. And it effects lacs of business houses, DSA'S of multinational banks /FI in India. But a private company <a href="http://www.moneimatters.com/">http://www.moneimatters.com/</a> is providing very effective financial services in this financial market. Currently it is providing Business loans, Home Loans, Project Financing, Lease Rent Discounting upto 1000.00 crores rupees. It is making money easy. We found it very useful to get loans, finance through Banks / Financial institutions. It has its professional team of proffessionals. It has direct contacts with the sanctioning authorities. ITS GREAT IN FINANCIAL MARKET TODAY.</div>Monei Matters - +91-9313803227 / 9311003227http://www.blogger.com/profile/01247252569516550902noreply@blogger.com1